Mandatory Provident Fund (MPF) System

Top Destinations in This Section

• Apply for the Work Incentive Transport Subsidyhttp://www.labour.gov.hk/eng/service/witss.htm
• Know more about the Statutory Minimum Wagehttp://www.labour.gov.hk/eng/news/mwo.htm
• Check out the Latest Recruitment Activitieshttp://www.jobs.gov.hk/1/0/redirect3.aspx?lang=en&link=%2f1%2f0%2fWebForm%2fjobfairs.aspx
• Know How to Manage MPF Benefits When Changing Jobshttp://www.gov.hk/en/residents/employment/jobsearch/changingjobs.htm
• Check out Training Courses of the ERBhttp://www.erb.org/Corp/home/coz_eng/en/

Sub Navigation Menu

• Looking for a Jobhttp://www.gov.hk/en/residents/employment/jobsearch/
• Recruitmenthttp://www.gov.hk/en/residents/employment/recruitment/
• Mandatory Provident Fund (MPF) Systemhttp://www.gov.hk/en/residents/employment/mpf/
• Labour Legislation & Guidelineshttp://www.gov.hk/en/residents/employment/labour/
• Employees' Protection & Compensationhttp://www.gov.hk/en/residents/employment/employee/
• Occupational Safety & Healthhttp://www.gov.hk/en/residents/employment/safety/
• Government Incentives & Retraininghttp://www.gov.hk/en/residents/employment/retraining/
• Working Outside HK/Coming to HK for Workhttp://www.gov.hk/en/residents/employment/working/
• Registration & Licensinghttp://www.gov.hk/en/residents/employment/registration/

• Information for Employees

  • The Definition of an Employee under the MPF Systemhttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_def/abt_mpfs_fms_def.html

    Are you covered by the MPF System? Check the definition of a "Relevant Employee" under the system here.

  • Rights & Benefits of MPF Scheme Membershttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_ri/abt_mpfs_fms_ri.html

    Learn about the rights and benefits of MPF scheme members.

  • MPF Industry Schemeshttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_is/abt_mpfs_is.html

    Employees in the catering and construction industries can join the MPF Industry Schemes for more convenient participation.

  • MPF Funds and Featureshttp://www.mpfa.org.hk/english/mpf_edu/mpf_edu_mftf/mpf_edu_mftf.html

    Find an overview of MPF fund types, features, investment objectives, investment instruments, risk levels, and fees and charges.

  • MPF Calculatorshttp://www.mpfa.org.hk/english/mpf_edu/mpf_edu_cal/mpf_edu_cal.html

    Make use of the online calculator to estimate how much you will need for retirement, or calculate your MPF accrued benefits.

    It is Online Service

  • Look After Your MPF Investmenthttp://www.mpfa.org.hk/english/mpf_edu/mpf_edu_laymi/mpf_edu_laymi.html

    Check out what you need to know to manage your MPF investment.

  • Compare Fees and Charges of MPF Fundhttp://cplatform.mpfa.org.hk/MPFA/english/index.jsp

    This online platform helps you compare information about fees and charges across difference schemes and funds.

    It is Online Service

  • Managing Your MPF Benefits When Changing Jobshttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_cep/abt_mpfs_fms_cep.html

    Read about ways to manage your MPF benefits when you change jobs and find the form you can use to enquire how many preserved accounts you have.

    It is Downloadable Form

  • Retirement Planning and Tipshttp://www.gov.hk/en/residents/employment/mpf/employees/planandtips.htm

    Learn about how to plan your retirement, government services available for the retired and how to withdraw your MPF benefits upon retirement here.

  • MPF Benefit Withdrawalhttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_bp/abt_mpfs_fms_bp.html

    Find out under what circumstances you may withdraw your MPF accrued benefits before the retirement age of 65.

  • Frequently Asked MPF Questions from Employeeshttp://www.mpfa.org.hk/english/quicklinks/quicklinks_faqs/quicklinks_faqs_emees.html

    Find answers to questions frequently asked by employees about the MPF System.

• Information for Employers

  • The Definition of an Employer under the MPF Systemhttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_def/abt_mpfs_fms_def.html

    Find out if you fall under the definition of an "Employer" under the MPF System.

  • Employers' Obligations under the MPF Systemhttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_ri/abt_mpfs_fms_ri.html

    An employer must comply with all MPF-related legal obligations under the law. These include enrolling all qualifying employees in MPF schemes and making MPF contributions for them.

  • Offer of Options between MPF and ORSO Schemeshttp://www.mpfa.org.hk/english/orso/orso_nre/orso_nre_org/orso_nre_org.html

    Employers offering both occupational retirement schemes and MPF schemes must provide options to existing members and new eligible staff, if applicable, to choose between the two schemes. Learn more details here.

  • MPF Arrangements for Working Overseashttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_cov/abt_mpfs_fms_cov_ewohk/abt_mpfs_fms_cov_ewohk.html

    Learn here whether you need to be enrolled in an MPF scheme if you are working outside Hong Kong.

  • Frequently Asked MPF Questions from Employershttp://www.mpfa.org.hk/english/quicklinks/quicklinks_faqs/quicklinks_faqs_emers.html

    Find answers to questions frequently asked by employers about the MPF System.

• Information for Self-Employed Persons

  • The Definition of Self-Employed Persons under the MPF Systemhttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_def/abt_mpfs_fms_def.html

    Are you a self-employed person under the MPF System? Check the definition here.

  • Contributions by Self-Employed Personshttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_con/abt_mpfs_fms_con.html

    Read about the different ways to calculate relevant income and MPF contribution as a self-employed person and what you should do if your business suffers from a loss.

  • MPF Funds and Featureshttp://www.mpfa.org.hk/english/mpf_edu/mpf_edu_mftf/mpf_edu_mftf.html

    Find an overview of MPF fund types, features, investment objectives, investment instrument, risk levels, and fees and charges.

  • MPF Calculatorshttp://www.mpfa.org.hk/english/mpf_edu/mpf_edu_cal/mpf_edu_cal.html

    Make use of the online calculator to estimate how much you will need for retirement, or calculate your MPF accrued benefits.

    It is Online Service

  • Look After Your MPF Investmenthttp://www.mpfa.org.hk/english/mpf_edu/mpf_edu_laymi/mpf_edu_laymi.html

    Check out what you need to know to manage your MPF investment.

  • Compare Fees and Charges of MPF Fundhttp://cplatform.mpfa.org.hk/MPFA/english/index.jsp

    This online platform helps you compare information about fees and charges across difference schemes and funds.

    It is Online Service

  • MPF Benefit Withdrawalhttp://www.mpfa.org.hk/english/abt_mpfs/abt_mpfs_fms/abt_mpfs_fms_bp/abt_mpfs_fms_bp.html

    Find out under what circumstances you may withdraw your MPF accrued benefits before the retirement age of 65.

  • Frequently Asked MPF Questions from Self-Employed Personshttp://www.mpfa.org.hk/english/quicklinks/quicklinks_faqs/quicklinks_faqs_sep.html

    Find answers to questions frequently asked by self-employed persons about the MPF System.

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Last review date: November 2010